Small Group Plans

Initially, the Affordable Care Act (ACA) defined “small employer” as an employer who employed an average of at least 1 but not more than 100 employees. The Protecting Affordable Coverage for Employees (PACE) Act changed the ACA to allow each state to define a “small employer” as an employer who employed 1-50 or 1-100.

Forty-six states and D.C. have retained the small group 1-50 definition; four states (CA, CO, NY, VT) use the small group 1-100 definition.

Businesses with 51 or more full-time equivalents (both full time and part time employees) are subject to the employer mandate to have to offer health coverage.

For quotes on ALL your Group Health Insurance programs, please contact our office at: 888.508.1353